Looking for the best options when it comes to car insurance in Westminster, Colorado? Look no further! In this article, you will discover a curated list of the top car insurance companies in Westminster. From excellent customer service to competitive rates, these companies have proven their worth in providing reliable coverage and peace of mind to residents of this picturesque city. So whether you’re a new driver or looking to switch providers, keep reading to find out which car insurance companies come out on top in Westminster, Colorado.
1. State Farm
1.1 History of State Farm
State Farm is a well-known car insurance provider that has been in operation for nearly 100 years. Founded in 1922 by George J. Mecherle, State Farm initially started as a mutual automobile insurance company in Bloomington, Illinois. Mecherle aimed to provide reliable and affordable auto insurance to farmers, who were often overlooked by other insurance companies at the time.
Over the years, State Farm has grown tremendously and expanded its coverage beyond just auto insurance. Today, it offers a wide range of insurance options, including home, renters, life, and health insurance. Despite its growth, State Farm remains committed to its original mission of providing quality car insurance and exceptional customer service.
1.2 Coverage Options
State Farm offers a variety of coverage options to meet the needs of its customers. Whether you’re looking for basic liability coverage or comprehensive coverage with all the bells and whistles, State Farm has you covered.
Some of the coverage options offered by State Farm include:
- Liability coverage: This covers bodily injury and property damage if you’re responsible for an accident.
- Collision coverage: This covers the cost of repairs or replacement if your vehicle is damaged as a result of a collision.
- Comprehensive coverage: This covers damage to your vehicle that is not caused by a collision, such as theft, vandalism, or natural disasters.
- Personal injury protection: This coverage pays for medical expenses, lost wages, and other related expenses if you or your passengers are injured in an accident.
- Uninsured/underinsured motorist coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
State Farm also offers additional coverage options, such as roadside assistance, rental reimbursement, and emergency roadside service.
1.3 Customer Satisfaction
State Farm is known for its excellent customer service and has consistently received high marks in customer satisfaction surveys. The company has a strong reputation for handling claims promptly and efficiently, ensuring that customers receive the assistance they need in a timely manner.
State Farm has a vast network of local agents who are dedicated to providing personalized service to their customers. These agents work closely with customers to understand their unique insurance needs and help them navigate the claims process if an accident occurs.
1.4 Discounts and Special Features
State Farm offers a variety of discounts and special features to help customers save on their car insurance premiums. Some of the most popular discounts include:
- Safe driver discount: If you have a clean driving record, you may qualify for a safe driver discount.
- Good student discount: Students who maintain good grades may be eligible for a discount on their insurance premiums.
- Multi-policy discount: By bundling multiple insurance policies with State Farm, you can save money on your premiums.
- Anti-theft discount: If your vehicle has anti-theft features, you may qualify for a discount.
- Defensive driving discount: Completing a defensive driving course can earn you a discount on your car insurance.
In addition to these discounts, State Farm also offers special features like Drive Safe & Save, which rewards safe driving habits with additional savings, and Steer Clear, a program designed to help young drivers develop responsible driving skills.
2. Allstate
2.1 History of Allstate
Allstate is another major player in the car insurance industry, with a history dating back to 1931. The company was originally part of Sears, Roebuck and Co., and was initially created to provide auto insurance to customers who purchased their vehicles through Sears.
Allstate quickly became known for its innovation and commitment to customer service. In the 1950s, the company introduced a groundbreaking concept called the Allstate Agent, which provided personalized service to customers through a network of local agents. This approach allowed Allstate to establish strong relationships with its customers and provide them with the support they needed.
2.2 Coverage Options
Allstate offers a wide range of coverage options to suit the unique needs of its customers. From basic liability coverage to comprehensive coverage that includes additional protection, Allstate has options to fit every budget and lifestyle.
Some of the coverage options offered by Allstate include:
- Liability coverage: This coverage protects you if you cause an accident and are responsible for other people’s injuries or property damage.
- Collision coverage: This coverage pays for damage to your vehicle in the event of a collision with another vehicle or object.
- Comprehensive coverage: This coverage protects your vehicle from damage caused by things like theft, vandalism, or natural disasters.
- Medical payments coverage: This coverage helps pay for medical expenses if you or your passengers are injured in an accident, regardless of who is at fault.
- Uninsured/underinsured motorist coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages.
Allstate also offers optional coverage for things like rental reimbursement, roadside assistance, and sound system coverage.
2.3 Customer Satisfaction
Allstate is committed to providing exceptional customer service and has been recognized for its efforts in customer satisfaction. The company has received numerous awards and accolades for its commitment to customer care, including being named as a top insurance company for customer satisfaction by J.D. Power.
Allstate’s local agents play a crucial role in providing personalized service to customers. These agents work closely with customers to tailor their insurance coverage to meet their specific needs and help them through the claims process if an accident occurs.
2.4 Discounts and Special Features
Allstate offers a variety of discounts and special features to help customers save on their car insurance premiums. Some of the most popular discounts include:
- Safe driving discount: If you have a clean driving record, you may be eligible for a safe driving discount.
- Multi-policy discount: By bundling multiple insurance policies with Allstate, you can save money on your premiums.
- Good student discount: Students who maintain good grades may qualify for a discount on their insurance.
- Anti-theft discount: If your vehicle has anti-theft features, you may be eligible for a discount.
- Smart student discount: Young drivers who complete an approved driver education program may qualify for this discount.
Allstate also offers special features like Drivewise, a program that monitors your driving habits and rewards safe driving with additional savings, and Allstate Mobile, a mobile app that allows you to manage your policy, file claims, and more.
3. GEICO
3.1 History of GEICO
GEICO, which stands for Government Employees Insurance Company, was founded in 1936 and initially targeted federal employees and military personnel. The company was created to provide affordable car insurance options to these groups, who were often overlooked by other insurance companies.
Over the years, GEICO expanded its customer base beyond just government employees and began offering insurance coverage to the general public. Today, GEICO is one of the largest car insurance providers in the United States, known for its catchy commercials and competitive rates.
3.2 Coverage Options
GEICO offers a wide range of coverage options to meet the needs of its customers. Whether you’re looking for basic coverage or additional protection, GEICO has you covered.
Some of the coverage options offered by GEICO include:
- Bodily injury liability: This coverage pays for injuries caused to other people if you’re responsible for an accident.
- Property damage liability: This coverage pays for damage to other people’s property if you’re at fault for an accident.
- Collision coverage: This coverage pays for damage to your vehicle in the event of a collision with another vehicle or object.
- Comprehensive coverage: This coverage protects your vehicle from damage caused by things like theft, vandalism, or natural disasters.
- Medical payment coverage: This coverage helps pay for medical expenses if you or your passengers are injured in an accident.
GEICO also offers optional coverage for things like rental reimbursement and emergency road service.
3.3 Customer Satisfaction
GEICO prides itself on providing excellent customer service and has received accolades for its efforts in customer satisfaction. The company has been recognized for its ease of use, competitive pricing, and the convenience of its online and mobile platforms.
GEICO’s website and mobile app allow customers to manage their policies, file claims, and get assistance quickly and easily. The company’s customer service representatives are also available to assist customers over the phone if they prefer to speak with a live person.
3.4 Discounts and Special Features
GEICO offers a variety of discounts and special features to help customers save on their car insurance premiums. Some of the most popular discounts include:
- Good driver discount: If you have a clean driving record, you may be eligible for a good driver discount.
- Multi-car discount: Insuring multiple vehicles with GEICO can result in a discount on your premiums.
- Military discount: Active duty military personnel and veterans may be eligible for a discount on their insurance.
- Defensive driver discount: Completing a defensive driving course can earn you a discount on your car insurance.
- Student discount: Full-time students with good grades may qualify for a discount on their insurance.
GEICO also offers special features like GEICO Mobile, which allows customers to access their policy information, pay their bills, and file claims from their mobile devices, as well as Accident Forgiveness, which ensures that your rates won’t go up as a result of your first at-fault accident.
4. Progressive
4.1 History of Progressive
Progressive is a prominent car insurance company that was founded in 1937 by Joseph Lewis and Jack Green. The company’s primary goal was to provide affordable insurance coverage to high-risk drivers who were often denied by other insurance companies.
Progressive quickly gained a reputation for its innovative approach to car insurance. In the 1990s, the company introduced the concept of usage-based insurance, which allowed drivers to receive personalized rates based on their actual driving habits. This approach revolutionized the industry and paved the way for other companies to follow suit.
4.2 Coverage Options
Progressive offers a wide range of coverage options to cater to the diverse needs of its customers. Whether you’re looking for basic coverage or additional protection, Progressive has options to suit every driver.
Some of the coverage options offered by Progressive include:
- Liability coverage: This coverage pays for injuries and property damage caused to others if you’re responsible for an accident.
- Collision coverage: This coverage pays for damage to your vehicle in the event of a collision with another vehicle or object.
- Comprehensive coverage: This coverage protects your vehicle from damage caused by things like theft, vandalism, or natural disasters.
- Medical payment coverage: This coverage helps pay for medical expenses if you or your passengers are injured in an accident.
- Uninsured/underinsured motorist coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages.
Progressive also offers optional coverage for things like roadside assistance, rental reimbursement, and customized parts and equipment coverage.
4.3 Customer Satisfaction
Progressive is committed to providing excellent customer service and has received recognition for its efforts in customer satisfaction. The company is known for its user-friendly website and mobile app, which allow customers to manage their policies, file claims, and get assistance quickly and easily.
Progressive’s 24/7 customer service also ensures that customers can reach a representative at any time, day or night, to get the help they need. The company prioritizes prompt and efficient claims handling, ensuring that customers receive the assistance they need in a timely manner.
4.4 Discounts and Special Features
Progressive offers a variety of discounts and special features to help customers save on their car insurance premiums. Some of the most popular discounts include:
- Good student discount: Full-time students with good grades may be eligible for a discount on their insurance.
- Multi-policy discount: Bundling multiple insurance policies with Progressive can result in a discount on your premiums.
- Snapshot program: Progressive’s usage-based insurance program rewards safe driving with personalized rates.
- Multi-car discount: Insuring multiple vehicles with Progressive can result in a discount on your premiums.
- Continuous insurance discount: Maintaining continuous coverage with Progressive can earn you a discount.
Progressive also offers special features like Name Your Price®, which allows customers to customize their coverage to fit their budget, as well as deductible savings bank and accident forgiveness.
5. USAA
5.1 History of USAA
USAA, short for United Services Automobile Association, was founded in 1922 by a group of U.S. Army officers who were struggling to find car insurance coverage due to their high-risk occupations. The company was created to cater specifically to military personnel and their families, providing them with affordable and reliable insurance options.
USAA has since grown to become one of the top car insurance companies in the United States, earning a reputation for its excellent customer service and commitment to serving the unique needs of military members.
5.2 Coverage Options
USAA offers a range of coverage options designed specifically for military members and their families. The company understands the unique challenges and risks that military personnel face, and its coverage options reflect that understanding.
Some of the coverage options offered by USAA include:
- Liability coverage: This coverage pays for injuries and property damage caused to others if you’re responsible for an accident.
- Collision coverage: This coverage pays for damage to your vehicle in the event of a collision with another vehicle or object.
- Comprehensive coverage: This coverage protects your vehicle from damage caused by things like theft, vandalism, or natural disasters.
- Personal injury protection: This coverage helps pay for medical expenses if you or your passengers are injured in an accident.
- Uninsured/underinsured motorist coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages.
USAA also offers optional coverage for things like roadside assistance, rental reimbursement, and accident forgiveness.
5.3 Customer Satisfaction
USAA consistently receives high marks for its customer service and has been recognized for its efforts in customer satisfaction. The company is known for its personalized service and dedication to providing exceptional assistance to its customers.
USAA’s team of insurance professionals understands the unique needs of military members and their families. They are experienced in addressing the challenges that come with military life and can provide guidance on the most appropriate coverage options for each individual’s circumstances.
5.4 Discounts and Special Features
USAA offers a variety of discounts and special features to help military members and their families save on their car insurance premiums. Some of the most popular discounts include:
- Safe driver discount: If you have a clean driving record, you may be eligible for a safe driver discount.
- Multi-vehicle discount: Insuring multiple vehicles with USAA can result in a discount on your premiums.
- Good student discount: Full-time students with good grades may qualify for a discount on their insurance.
- Military installation discount: If you garage your vehicle on a military base, you may be eligible for a discount.
- New vehicle discount: If you insure a new vehicle with USAA, you may qualify for a discount.
USAA also offers special features like accident forgiveness and flexible payment options to meet the unique needs of military members.
6. Liberty Mutual
6.1 History of Liberty Mutual
Liberty Mutual is a well-established insurance company that has been serving customers for over 100 years. The company was founded in 1912 with a mission to provide affordable and reliable insurance options to individuals and businesses.
Over the years, Liberty Mutual has expanded its offerings to include a wide range of insurance options, including car insurance. The company is committed to providing personalized service and innovative solutions to meet the evolving needs of its customers.
6.2 Coverage Options
Liberty Mutual offers a comprehensive range of coverage options to suit the individual needs of its customers. Whether you’re looking for basic coverage or additional protection, Liberty Mutual has you covered.
Some of the coverage options offered by Liberty Mutual include:
- Liability coverage: This coverage pays for injuries and property damage caused to others if you’re responsible for an accident.
- Collision coverage: This coverage pays for damage to your vehicle in the event of a collision with another vehicle or object.
- Comprehensive coverage: This coverage protects your vehicle from damage caused by things like theft, vandalism, or natural disasters.
- Medical payment coverage: This coverage helps pay for medical expenses if you or your passengers are injured in an accident.
- Rental car reimbursement: This coverage helps pay for the cost of a rental car while your vehicle is being repaired after an accident.
Liberty Mutual also offers optional coverage for things like roadside assistance, new car replacement, and better car replacement.
6.3 Customer Satisfaction
Liberty Mutual is committed to providing excellent customer service and has been recognized for its efforts in customer satisfaction. The company prides itself on its prompt and efficient claims handling, ensuring that customers receive the support they need during a difficult time.
Liberty Mutual’s customer service representatives are available to assist customers with any questions or concerns they may have. The company’s website and mobile app also provide customers with convenient access to their policy information and claims status.
6.4 Discounts and Special Features
Liberty Mutual offers a variety of discounts and special features to help customers save on their car insurance premiums. Some of the most popular discounts include:
- Multi-policy discount: Bundling multiple insurance policies with Liberty Mutual can result in a discount on your premiums.
- Multi-car discount: Insuring multiple vehicles with Liberty Mutual can result in a discount.
- Preferred payment discount: Setting up automatic payments can earn you a discount on your insurance.
- Accident forgiveness: This feature ensures that your rates won’t increase as a result of your first accident.
- RightTrack® program: This program rewards safe driving with additional savings based on your actual driving habits.
Liberty Mutual also offers special features like deductible fund, which allows you to contribute to a fund that can be used to pay your deductible in the event of a covered claim, as well as lifetime repair guarantee and new car replacement.
7. Farmers Insurance
7.1 History of Farmers Insurance
Farmers Insurance, founded in 1928, has a long-standing history in the insurance industry. The company was created to provide reliable insurance options to farmers, who faced unique risks and challenges due to their occupation.
Over the years, Farmers Insurance expanded its coverage options to include a wide range of insurance products, including car insurance. The company is known for its emphasis on personalized service and commitment to addressing the needs of its customers.
7.2 Coverage Options
Farmers Insurance offers a variety of coverage options to meet the diverse needs of its customers. Whether you’re looking for basic coverage or additional protection, Farmers Insurance has options to suit your budget and lifestyle.
Some of the coverage options offered by Farmers Insurance include:
- Liability coverage: This coverage pays for injuries and property damage caused to others if you’re at fault for an accident.
- Collision coverage: This coverage pays for damage to your vehicle in the event of a collision with another vehicle or object.
- Comprehensive coverage: This coverage protects your vehicle from damage caused by things like theft, vandalism, or natural disasters.
- Medical payments coverage: This coverage helps pay for medical expenses if you or your passengers are injured in an accident.
- Uninsured/underinsured motorist coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages.
Farmers Insurance also offers optional coverage for things like roadside assistance, rental car reimbursement, and accident forgiveness.
7.3 Customer Satisfaction
Farmers Insurance is committed to providing excellent customer service and has been recognized for its efforts in customer satisfaction. The company’s local agents play a crucial role in providing personalized service to customers, working closely with them to understand their unique insurance needs and provide them with the support they need.
Farmers Insurance’s website and mobile app also provide customers with convenient access to their policy information and claims status, ensuring that they have the information they need at their fingertips.
7.4 Discounts and Special Features
Farmers Insurance offers a variety of discounts and special features to help customers save on their car insurance premiums. Some of the most popular discounts include:
- Multi-policy discount: Bundling multiple insurance policies with Farmers Insurance can result in a discount on your premiums.
- Good student discount: Full-time students with good grades may qualify for a discount on their insurance.
- Homeowner discount: If you own a home, you may be eligible for a discount on your car insurance.
- Safe driver discount: If you have a clean driving record, you may qualify for a safe driver discount.
- Electronic funds transfer discount: Setting up automatic payments can earn you a discount on your premiums.
Farmers Insurance also offers special features like Farmers Inner Circle, which provides access to exclusive benefits and discounts for policyholders, as well as Signal®, a program that rewards safe driving with potential savings on your premiums.
8. Nationwide
8.1 History of Nationwide
Nationwide is a well-known insurance company that has been serving customers for over 90 years. The company was founded in 1926 as the Farm Bureau Mutual Automobile Insurance Company with the purpose of providing affordable insurance options to farmers in Ohio.
Over the years, Nationwide expanded its coverage options to include a wide range of insurance products, including car insurance. Today, Nationwide is one of the largest insurance providers in the United States, known for its extensive network of local agents and commitment to customer service.
8.2 Coverage Options
Nationwide offers a comprehensive range of coverage options to suit the individual needs of its customers. Whether you’re looking for basic coverage or additional protection, Nationwide has options to fit your budget and lifestyle.
Some of the coverage options offered by Nationwide include:
- Liability coverage: This coverage pays for injuries and property damage caused to others if you’re responsible for an accident.
- Collision coverage: This coverage pays for damage to your vehicle in the event of a collision with another vehicle or object.
- Comprehensive coverage: This coverage protects your vehicle from damage caused by things like theft, vandalism, or natural disasters.
- Medical payments coverage: This coverage helps pay for medical expenses if you or your passengers are injured in an accident.
- Uninsured/underinsured motorist coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages.
Nationwide also offers optional coverage for things like roadside assistance, rental car reimbursement, and accident forgiveness.
8.3 Customer Satisfaction
Nationwide is dedicated to providing excellent customer service and has received recognition for its efforts in customer satisfaction. The company’s network of local agents play a crucial role in providing personalized service to customers, working closely with them to understand their unique insurance needs and provide them with the support they need.
Nationwide’s website and mobile app also provide customers with convenient access to their policy information and claims status, ensuring that they have the information they need at their fingertips.
8.4 Discounts and Special Features
Nationwide offers a variety of discounts and special features to help customers save on their car insurance premiums. Some of the most popular discounts include:
- Multi-policy discount: Bundling multiple insurance policies with Nationwide can result in a discount on your premiums.
- Safe driver discount: If you have a clean driving record, you may be eligible for a safe driver discount.
- Accident-free discount: If you have a history of being accident-free, you may qualify for a discount on your insurance.
- Affinity discounts: Nationwide offers discounts to members of qualifying organizations and alumni associations.
- SmartRide® program: This program rewards safe driving with potential savings on your premiums.
Nationwide also offers special features like On Your Side® auto repair network, which provides access to pre-screened repair shops, as well as Vanishing Deductible®, which rewards safe driving with a reduction in your deductible.
9. American Family Insurance
9.1 History of American Family Insurance
American Family Insurance, also known as AmFam, has a long history in the insurance industry. The company was founded in 1927 and initially provided auto insurance to farmers in Wisconsin. American Family Insurance quickly gained a reputation for its commitment to customer service and personalized insurance coverage.
Over the years, the company expanded its offerings to include a wide range of insurance products, catering to the unique needs of its customers. Today, American Family Insurance is one of the largest auto insurance providers in the United States, known for its comprehensive coverage options and exceptional customer care.
9.2 Coverage Options
American Family Insurance offers a variety of coverage options to meet the diverse needs of its customers. Whether you’re looking for basic coverage or comprehensive protection, American Family Insurance has options to fit your lifestyle and budget.
Some of the coverage options offered by American Family Insurance include:
- Liability coverage: This coverage pays for injuries and property damage caused to others if you’re responsible for an accident.
- Collision coverage: This coverage pays for damage to your vehicle in the event of a collision with another vehicle or object.
- Comprehensive coverage: This coverage protects your vehicle from damage caused by things like theft, vandalism, or natural disasters.
- Medical payment coverage: This coverage helps pay for medical expenses if you or your passengers are injured in an accident.
- Uninsured/underinsured motorist coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages.
American Family Insurance also offers optional coverage for things like roadside assistance, rental car reimbursement, and accident forgiveness.
9.3 Customer Satisfaction
American Family Insurance is committed to providing exceptional customer service and has received recognition for its efforts in customer satisfaction. The company’s local agents play a crucial role in delivering personalized service to customers, working closely with them to understand their unique insurance needs and provide them with the support they need.
American Family Insurance’s website and mobile app also provide customers with convenient access to their policy information and claims status. The company is dedicated to ensuring that customers have the tools they need to manage their policies and get help when they need it.
9.4 Discounts and Special Features
American Family Insurance offers a variety of discounts and special features to help customers save on their car insurance premiums. Some of the most popular discounts include:
- Multi-policy discount: Bundling multiple insurance policies with American Family Insurance can result in a discount on your premiums.
- Good student discount: Full-time students with good grades may be eligible for a discount on their insurance.
- Teen safe driver program: This program rewards safe driving habits for drivers under the age of 25 with potential savings on their premiums.
- Steer into Savings® program: This program rewards safe driving habits for all drivers with potential savings on their premiums.
- Loyalty discount: If you’ve been with American Family Insurance for a certain number of years, you may qualify for a discount.
American Family Insurance also offers special features like DreamSecure®, which provides life insurance coverage to protect your family’s financial future, as well as the KnowYourDrive™ program, which rewards safe driving habits with potential savings on your premiums.
10. Travelers
10.1 History of Travelers
Travelers is a well-established insurance company that has been serving customers for over 160 years. The company was founded in 1853 and has since grown to become one of the largest insurance providers in the United States.
Travelers offers a wide range of insurance products, including car insurance, and is known for its comprehensive coverage options and commitment to customer satisfaction.
10.2 Coverage Options
Travelers offers a variety of coverage options to meet the unique needs of its customers. Whether you’re looking for basic coverage or additional protection, Travelers has options to suit your budget and lifestyle.
Some of the coverage options offered by Travelers include:
- Liability coverage: This coverage pays for injuries and property damage caused to others if you’re responsible for an accident.
- Collision coverage: This coverage pays for damage to your vehicle in the event of a collision with another vehicle or object.
- Comprehensive coverage: This coverage protects your vehicle from damage caused by things like theft, vandalism, or natural disasters.
- Medical payments coverage: This coverage helps pay for medical expenses if you or your passengers are injured in an accident.
- Uninsured/underinsured motorist coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages.
Travelers also offers optional coverage for things like roadside assistance, rental car reimbursement, and accident forgiveness.
10.3 Customer Satisfaction
Travelers is committed to providing excellent customer service and has received recognition for its efforts in customer satisfaction. The company prides itself on its prompt claims handling, ensuring that customers receive the assistance they need in a timely manner.
Travelers offers a variety of ways for customers to access their policy information and get assistance. Whether through the company’s website, mobile app, or by calling a customer service representative, Travelers strives to make insurance convenient and accessible for its customers.
10.4 Discounts and Special Features
Travelers offers a variety of discounts and special features to help customers save on their car insurance premiums. Some of the most popular discounts include:
- Multi-policy discount: Bundling multiple insurance policies with Travelers can result in a discount on your premiums.
- Safe driver discount: If you have a clean driving record, you may be eligible for a safe driver discount.
- Hybrid/electric vehicle discount: Insuring a hybrid or electric vehicle with Travelers may qualify you for a discount.
- New car discount: If you insure a new vehicle with Travelers, you may be eligible for a discount.
- Student away at school discount: If you have a student attending school away from home without a vehicle, you may qualify for a discount.
Travelers also offers special features like IntelliDrive®, a program that rewards safe driving with additional savings, as well as Premier New Car Replacement® and Premier Roadside Assistance.
